My Classroom Economy overview

My Classroom Economy can work for any grade level.

Tailored to the learning ability of your students, the program has the same overall objectives for all grades—to instill basic financial responsibility and teach the value of delayed gratification.

The core principle is simple: Students earn and spend money in a simulated microeconomy. As the grade levels increase, we incorporate additional financial concepts. For example, students in all grades pay rent for their desks, but students in middle school also pay an electricity bill as well as taxes. For high school students, we include experiential learning activities targeted at teaching the foundations of investing and purchasing insurance.

The program is carefully designed to overlay—not interrupt—your curriculum. Therefore, it can be implemented by any teacher, in any subject matter. And don't forget, materials are free and customized by grade level to allow broad access to the program.

Elementary School

K - 1

2 - 3

4 - 5

Middle School


7 - 8

High School

9 - 10

11 - 12

Technology Aids

  • Banking

  • Investing