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We appreciate hearing from teachers, principals, superintendents, and others interested in financial literacy. Please submit any comments or questions and we will respond, if needed, within two business days. We will not share your information with third parties. Thank you!

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It started with a 10-year-old . . .

Vanguard, a leading investment management company, is committed to financial literacy for all ages. We started the classroom economy project after an employee's 10-year-old son, a fourth-grader, asked a seemingly simple question during dinner: "I wonder when I'll be able to pay off my mortgage?"

Intrigued by the discovery that her son had a classroom mortgage and was earning a paycheck for his classroom job, the employee contacted her son's teacher.

The classroom economy idea offered a way to teach young people not only the concept of financial discipline but also—very importantly—the rewards that go with it.

Vanguard set out to build on the ideas from the book and to make them available, free of charge, to teachers everywhere, knowing that the more help we can provide to educators, the more they can do to teach children financial skills that can last a lifetime.

Vanguard employees were invited to donate their time and expertise to the project and have done so enthusiastically. As a result, we are able to offer program guides and supporting materials to any U.S. teacher who wants to try this method of classroom management, and to help his or her students learn the benefits of financial responsibility by experiencing it.

If you have questions or would like to give us feedback about the My Classroom Economy program or this website please contact us.

A longtime advocate of financial education

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Vanguard is one of the world's largest investment management firms, serving more than 10 million investors in the United States and abroad. We are unique among mutual fund companies because we're client-owned (Vanguard is owned by its funds, which are owned by our clients).

Our clients come first in everything we do. Vanguard has long advocated for investor education, recognizing the correlation between investment success and the application of basic financial principles.

The company is also committed to the well-being of the community, both locally and broadly. The Vanguard Gives Back program supports employees in donating their time, talent, and treasure to assist the areas where we live and work. More than half of Vanguard's 14,000 employees give their time to a variety of programs, including educational programs, group volunteer days, food drives, holiday giving, and Workplace Giving Campaign.

My Classroom Economy brings together our dedication to financial education and our desire to support the broad community. Employees from across the organization volunteered their time to create this website and all it contains.

Developed with the help of educators

In developing the program, materials, and website for My Classroom Economy, we sought the feedback and guidance of educators like you.

Our special thanks go to these contributors:

Chris Salerno, the fourth-grade teacher who first introduced us to this experiential learning technique. His contributions to our program have been immeasurable. Mr. Salerno's implementation of the classroom economy inspired Vanguard to begin the project.

By providing samples of his materials, answering numerous questions, and allowing the team to watch the classroom economy in action. Mr. Salerno has been an invaluable resource.

Research and pilot participants who provided insights into the daily activities of the classroom and delivered feedback about the program and the resources we are providing. We are deeply appreciative of the schools, the administrators, and especially the teachers who are participating in a pilot group using My Classroom Economy resources during the 2011-2012 school year. Their criticisms, suggestions, and creative ideas help continue to shape the program.

Contact Us

We are interested in your feedback as you implement the Classroom Economy program and explore and reference the website. Your comments and observations are extremely important as the program's success ultimately rests on the students' performance. Please contact us if you would like to give us any feedback about My Classroom Economy or this website.

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Insurance costs:

One-time yearly payment of: $1,200
or monthly payments of: $200

Insurance simulator:

What's the damage?


Insurance costs:

One-time yearly payment of: $1,200
or monthly payments of: $200